Then, your agent would switch to a 60/40 split for income up to $40,000, and then to an 80/20 split for all commissions after that. However, there are some desk fees, including $85 per month for the online technology resources, $25 per transaction as a broker review fee, $40 per transaction for E&O insurance (capped at $500). Maria recommends setting up one goal for the entire year. How a commission is split largely depends on which brokerage you work for, but they usually range between 70/30 and 50/50. REAL ESTATE MATTERS | Most of that 5 percent to 6 percent commission gets split by at least four people, and sometimes six, if referral fees are involved. In a large franchise, the broker may be compensated through a combination of commission and salary, or even through salary alone. He was a consummate professional in every way, from his initial advice regarding what would be possible in our desired neighborhood to his follow up on details with contractors after both deals were closed. Most agents dont want to face a significant monthly bill to pay for desk charges. Re/Max is another big brand name with a lot of clout to offer real estate agents. Given that most brokerages operate under a franchise model, the splits will vary from time to time. Keller even gives you your own site with their software. Sometimes these specialists are only paid on an hourly or salaried basis, but some teams will also offer a bonus or small commission for leads that convert. One of the most important things to consider before you create your commission structure is what goals youre hoping to achieve with your team. Average real estate commissions are about 5-6% of the final sale price. Click Below to Identify the Strengths & Weaknesses of Your Real Estate Business. The first thing to note about eXp Realty is that all agent's commission splits are the same across the board. Each office sets a different cap for the 70/30 split as well, so that agents can earn 100% of their commission once they reach the cap. This is fine for experienced agents, but new agents may suffer. Top producing agents may charge anywhere between 6-10%. function browserSupportsNewWindows(userAgent) { The large amount of money collected by the agency usually goes into training tools, lead generation, and marketing. Commission is paid as a percentage of the sale. But with discount brokers, the split is not always as fair as it should be. Is getting 20% a good setup? (Of course, thats why its so important to have a rock-solid lead management system. Once you gain traction as an expert in your area, the tiered commission style can be very beneficial. Here's some good information about the difference between companies. Real estate commission splits are something that many people dont know too much about before starting their career but they make a significant difference in how much you make as an agent. Then, multiply the purchase price by that number. While the Coldwell Banker real estate commission splits tend to vary by office, the most common split is 55/45 or 60/40. Furthermore, some real estate coaches advocate strongly against paying salaries if at all possible., But should you pay agents a salary? You start at a 50/50 split, which is increased to 60/40 and upward incrementally as you become more productive and your earnings reach company-established levels for graduation. document.getElementById('af-form-1027383323').parentElement.removeAttribute('target'); Today, I'm breaking down the different types of real estate commission splits you can expect to see, and which ones are right for you. Here are a number of standard splits for the largest real estate brokerage franchise companies. That equates to: About $7,500 commission (pre-split) selling a $150,000 home About $15,000 commission (pre-split) selling a $300,000 home Ninamalyna/Shutterstock Consider the amount of time, work, and expertise that goes into a real estate transaction. In some of the biggest and most popular brokerages out there, the commission split differs quite a bit. Real Estate Commission Structure. Referrals take up even a larger chunk of your . For example, you may offer a 70/30 split up to a $23,000 cap, and then offer a 95/5 split on any additional volume., Yet another way to add some variety to your commission plan is to offer different splits based on the type of client and/or where the lead came from. Working with Keller, youll get a 64% piece of the pie all to yourself. So, once an agent has paid $16,000 to eXp, they get to keep 100% of every commission. Do you incentivize agents with access to new tools and systems based on leads generated. When it comes to commission splits, every brokerage is going to do it differently. However, their commission split really isnt clear, so youll want to make sure you can negotiate for what you need. Determining your commission split should also depend on the level of support you provide your team and how much it costs you to provide it. This is much lower than the average rate, which is between 2.5% and 3%. Coldwell Banker is one of the oldest and most trusted real estate brokerages in the United States. Their commission split usually starts at the traditional 50-50 split. (function() { Like we mentioned above, a commission is how real estate agents get paid. Chances are when you are searching through potential brokerages to work with, you will encounter this type. That means you may have worked up to an 80/20 split in December, but youll be back to your starting split of 50/50 in January. As with listing specialists, commissions splits for buyers agents that receive appointments from inside sales agents (ISAs) are typically reduced by 10% to 20% to compensate the ISA. Which is then split among agents and their respective brokerage firms. Century 21 Commission Splits: There are reports that commission splits are flexible through the company and not mandatory. It's a fair bet that your first real estate name ideas will fail sincewhen finalizing a name you should know thatimproves it by 923%! But it can also be a powerful tool to help motivate your team and achieve your biggest goals., So how do you make sure you get it right?, Truth be told, team compensation is complex. 3 Agents cannot work independently, and they cannot be paid any fee or commission directly by a buyer or seller. They also offer a wide range of resources and support thatll help you advance your career. Youll want to find a brokerage that offers the lowest commission splits while still providing resources to help you in your career. Do you provide access to a central database or CRM? However, it can also be very confusing, especially for inexperienced agents. The mentee should receive at least 50% of the total commission after the brokerage takes its portion and the split is paid to you. With offices around the world, its financial information tends to differ by office. Mbition vs. AYPO Real Estate Which Real Estate School is Better. It rarely looks the same from one team to the next. Then, those commissions are split an even 50/50 or 60/40 between the broker and real estate agent. A one-time starting fee of $150 (inclusive of monthly fees) will have to be paid for your website, business cards, and initial admin costs. Find out more about salaries and benefits at Intero Real Estate Services. Do you want to be highly involved with your team or more hands-off? Motivation. Desk fees are pretty high at Re/Max, often ranging from $300 up to nearer $1,000. CommercialEdge Commissions has analyzed hundreds of unique split plans across thousands of commercial real estate agents. In most cases, commission is around 6% of the sale price and is split four ways when a house sells. That amount is split between the brokerages and a percentage of those amounts will go to the buyer and seller agents. This is extremely common in selling real estate, mainly due to the variability of the closing date. There are many successful real estate companies in the US. For agents that like a lot of flexibility in the luxury sphere, Compass is probably a good option. For example, if you're trying to determine the amount of a 6% commission on a $100,000 sale price, you would divide 6 by 100 to get .06, then multiply it by 100,000 for a . If thats good enough for you, you may want to consider the established real estate brokerage. There are a variety of ways that brokers can be compensated over the course of a real estate transaction. This type of deal has the potential to be very profitable. This will determine whether they can be legally classified as an employee or an independent contractor and whether or not youre required to pay salary.. Each getting half, 3% in this case. These goals can be based on sales volume, money paid into the brokerage, number of closed transactions, etc. . } Coldwell Banker Commission Splits: The Coldwell Banker commission split is typically around 3.75% that goes to the franchising office. Sothebys is an established, well-known real estate brokerage. For example, if your standard is 2 transactions per month and the agent hits 3 or more, you may offer a 5% bonus for each additional transaction., Another strategy to help motivate performance is to place a cap on commissions that is, a limit on the total amount of commission that the brokerage will collect., A typical capped commission plan is an 80/20 split with a $18,000 cap. People buying tend to give agents from Century 21 a lot of trust due to the reputation of the brokerage. Higher producing agents can negotiate more favorable splits as they build their businesses and increase their number of closed transactions per year. Century 21 is a well-known brokerage. Once the brokerage has collected $18,000 in commissions, the agent will earn 100% on any additional volume., Similar to a graduated split structure, the cap incentivizes agents to reach for higher production because the more they do, the more they earn. However, because Keller Williams operates a franchise model, agents have to give another 6% as part of the franchise fee. 2800 Kirby Drive, Houston, TX, 77098, United States (713)568-2389 info@interohouston.com. Nice-sized commissions help real estate agents make a lot of money quickly. Chances are youve been drawn towards higher-income neighborhoods and communities just for the opportunity to make some serious cash on individual sales. Youll need to evaluate carefully how much youll save in desk fees and make up for in brand power if you want to join with the low commission split. For example, if youre providing the majority of the leads and at least some administrative support to the agent, it may make sense to even go as high as an 80/20 split brokerage/agent. eXp Realty is a virtual brokerage with a ton of experience They offer a way for agents to work on their own without having to deal with the office troubles of a traditional brokerage. Transaction Fees: Youll see these fees applied during closing. From running the operations to the management of support personnel, the broker is responsible for much of the day-to-day functioning of the entire brokerage office. Keep in mind, though, that youll have to pay a $250 fee for 20 additional transactions conducted after you exceed your cap. The graduated split capped: Some companies put an annual cap on the revenue the . Century 21 agents do get to skip any desk fees, which can end up saving a lot of money. However, when you are working with a team, youll have to split your commissions further in order to compensate various support staff and pay for some of the team benefits. '(iPhone|iPod|iPad)(?!. Typical real estate commission splits When it comes to commission splits, a solid starting place is the classic 50/50 model that is, 50% to the agent and 50% to the brokerage. The commission split is a term used to describe how a real estate agent will take a percentage of your home sale price and what that percentage will be. Here are just some of the ways you can use these new types of ads to stand apart from the competition: Different Types Of Real Estate Commission Splits. It is important for everyone on the team to contribute financially to the efficient functioning of the team. Risk Reduction Fees: These fees cover insurance to protect you and the brokerage in case of error. To see this in action, let's say a . In addition to our 18 . However, the monthly charges can be a pain to deal with. To calculate a real estate commission, start by converting the commission percentage into a decimal by diving it by 100. The commission split at Berkshire Hathaway appears to vary by agent. Most realtors fail consider when working on their brand. Graduated splits can vary significantly based on the company, so make sure you understand the brokerages rules before agreeing to work with them moving forward. Coldwell Banker also has desk fees, though the amount you have to pay each month varies by office. Warranty. document.getElementById("af-form-783497163").className = 'af-form af-quirksMode'; This will save you frustration in the long run while also preventing you from being caught off guard. A legal question. But depending on your approach to the business, it might be the right move., You can also combine the graduated and cap structures. On the other hand, if your approach is more hands-off, your agents will likely expect to take home a higher percentage. A common commission split is a 60/40 split. In a small indie brokerage run by a broker owner, for example, the broker may take a percentage of every commission. For example, your brokerage may roll back your commission amount every calendar year. Each agent gets to negotiate with the brokerage for the commission split they think they deserve, so more experienced and successful agents often make more. The commission split at Compass varies by agent. You are using an outdated browser. For real estate agents, commission splits and structures are some of the most important aspects to consider when selecting a real estate brokerage to work with. The Flat-Fee (or 100% Commission) Model. REX Real Estate is another brokerage that's crystal-clear . Share Tweet Pin Share 1 Related Posts One last thought: Make sure youre not incentivizing turnover. Pros & Cons are excerpts from user reviews. On a $300,000 sale, the commission may be 6 percent, which equals $18,000. And your compensation model will absolutely impact how you achieve those goals.. Something went wrong while submitting the form. For example: If youve got a finely-tuned, scalable system new agents can quickly plug into and start converting deals, thats a huge benefit one that should be reflected in the split. Wed 9am-5pm. This means that agents only get to take home about 55% to 60% of each transaction. function browserSupportsNewWindows(userAgent) { Not setting realistic and attainable team production goals for the year is a surefire way to derail profits and the team's morale.". Lets dive into some of the different types of real estate commission splits you may encounter in your career. If youre a self-starter and independent agent, then eXp Realty is a great fit with its unique online structure. Pick a commission plan that works best for you and keep more of your hard earned commissions. if (document.getElementById("af-header-783497163")) { Keller Williams is a worldwide name, one of the biggest in the world. Then, as you close more deals, that may increase to 70/30 and 80/20. However, commissions can vary depending on the agreement Compass signed with the client. })();, Real Estate Commission Splits for the Top Brokerages. if (!IE) { return; } So do its benefitsSothebys does not appear to have a uniform training program, so it varies by office. We Help You Buy, Sell and Invest In Real Estate. To all my fellow real estate buddies!! However, you wont have a choice to pick a commission structure as eXp only offers an 80/20 split. The only difference is that you as the team leader or broker are putting a limit on your earnings. More often than not, if the brokerage offers greater career support, they come with a higher percentage cost. Real Estate Commission Percentages In 2022, the average commission is currently 5.49%. So if you appreciate greater control and dont mind the virtual environment, eXp is a great agency to consider. Sign-Up Fees: The fees are typically a one-time onboarding fee paid when joining a brokerage. } Chances are if you are just starting as a real estate agent these are not the best options for you. When you start a real estate team, your compensation model will be one of the most important milestones in your journey and one of the first things potential team members will ask about. Save my name, email, and website in this browser for the next time I comment. var pattern = new RegExp('(' + rules.join('|') + ')', 'ig'); This makes the split a bit confusing. They also usually offer incentives for making more sales. So if youre looking for a great commission split, without having to sacrifice greater support and resources, Keller Williams is your best bet. For example, if a homeowner sells their home for $200,000, and the commission rate is 5%, the equation would be (5/100) x 200,000 = $10,000 commission. The total amount you pay for Realtor commissions will be between 3.5% and 4%. More often than not, if the brokerage offers greater career support, they come with a higher percentage cost. Made by Artifakt Digital. Let's say we are the listing broker for a home sold for $400,000, and the seller gave us a commission of 5%. He demonstrated deep knowledge of the neighborhood, excellence in the . My split is 50/50 until $50K. The splits in this model are lower for you than other real estate team models because you are not paying their expenses. Texas Licensed Real Estate Agent | Brokered By eXp Realty, TREC Consumer Protection Notice | Information About Broker Services, Privacy Policy | Affiliate Disclosure | Terms & Conditions, Enter Contact Info Below to Receive Additional Partnership Information. This is a common, popular option for commission splits and guarantees all parties involved will know before they get started what their revenue will be. When agents get higher up and start growing in their business, they might end up starting the year with a 70/30 or 80/20 commission split until that $23,000 instead. A lot of training and video modules when you first start. No agents receive exclusive deals, unlike many other real estate brokerages. With over 2,000 online on-demand learning modules and hours of live and streamable video content, you get a wealth of learning experience both on and off the field. A less experienced agent or one who has recently moved to a new market may be willing to take a lower percentage in exchange for built-in marketing and lead gen that can help ensure consistent income while he or she is establishing a presence in the local market. A real estate commission can vary based on the broker you work with, and the location you're selling in, but generally, you can expect the commission to be 5%-6%. Well, RE/MAX offers greater resources depending on the structure you choose to select. Here is an example of a traditional 60/40 commission split: While the 60/40 commission split is the most traditional type, there are other types as well that you may encounter in your time as a real estate agent. Upper management not receptive to new/innovative ideas; run by a lot of old, out of touch people who can't or won't cater to the younger client base. Depending on the office, it usually falls between $18,000 and $30,000. Brokerages that offer high split or no split commission still make money. When you work with a team coaching expert like Goodfellow Coaching & Consulting, we help you determine a commission splitting strategy that will best serve you and your hard working team members. However, if you are unsure how you would perform in this type of environment, it may be best to look towards a fixed commission brokerage. Several types of fees can be incurred as part of this type of commission including: Mentorship from the brokerage and additional support may also come with additional fees. // Special handling for in-app browsers that don't always support new windows That means me paying him a lot more than the latter. All other calculations are based on this figure. It expanded from 37 to 122 markets in 2018, reportedly seducing brokers with unsustainably high commissions. Are you looking to market yourself better on Facebook? Ive compared the 3 best commission split in real estate, listing nationwide brokers that youll be able to join regardless of where youre located. document.getElementById("af-header-783497163").className = "af-header af-quirksMode"; 360 Training vs Allied Schools Which Real Estate School is Better? The brokerages that often offer these types of commissions are meant for experienced agents. Besides marketing, I don't see why. In the case of a real estate team commission split, there may be even more sticker shock. Berkshire Hathaway is a largely luxury real estate brokerage. Their commission split should reflect that., New York broker Darrell Handler shared a great mindset for approaching compensation:, When it comes to determining a compensation model I take 2 things into consideration: 1. On Fishbowl, you can share insights and advice anonymously with Intero Real Estate Services employees and get real answers from people on the inside. They are not authored by Glassdoor. Agents generally split commission based on a percentage plan agreed to when first joining the brokerage. There are multiple types and ranges of commission agreements, with traditional models offering a range of 60% to 70% to agents and high split models offering 90% to 100%. Which is then split among agents and their respective brokerage firms. Its important that you look closely at the benefits you want most in a brokerage and determine how much youll be able to (and need to) sell to make the money you want. 75% of employees would recommend working at, According to anonymously submitted Glassdoor reviews, Intero Real Estate Services employees rate their compensation and benefits as 3.2 out of 5. var pattern = new RegExp('(' + rules.join('|') + ')', 'ig'); Typically 3% goes to the side representing the buyer and 3% to the seller. As a listing broker, we will give 50% to the buying broker, which leaves us with $10,000. Diving into a career as a real estate agent means learning all about the different facets and terms associated with the job. The graduated split: The graduated split is the most common compensation package.
if (!browserSupportsNewWindows(navigator.userAgent || navigator.vendor || window.opera)) { 360 Training Agent Campus Review Is This The Best Online Real Estate School? Required fields are marked *. This will help you pull in leads to maximize your sales - plus, youll get access to several marketing tools and tricks. Your email address will not be published. Many times, these agents will be offered bonuses or additional commissions for the sales they make. Must I go through a real estate agent to sell a property? If agents work hard to sell a lot of homes, they will easily be able to meet the caps and get higher commission splits all around. Read how we conduct our reviews here. In my opinion, a lot of chasing for very, very little reward. There are quite a few different ways these percentages are worked out. Then maybe, 360 Training and Allied Schools are two reputable online real estate schools But which one, Mbition is closing! Administrative Fees: These are most commonly flat fees that cover basic administrative costs. Each gets 3%. In this commission split, you start at an agreed amount, such as 60/40. The good news is that you can keep most of your earnings to yourself. A 1% commission Realtor is a real estate agent who has reduced their commission fee to 1% of the sale price of your home. : RE/MAX offers a variety of models including 95/5, 80/20, 70/30, and 60/40 splits. Required fields are marked *. All across the board, real estate brokerages are setting commission splits to encourage agents to apply. Let's say, for example, that a buyer and seller (each with . Marketing, selling yourself, and establishing yourself as a local expert in all things real estate are only the first part of the sales funnel. 75% of employees would recommend working at Intero Real Estate Services to a friend and 59% have a positive outlook for the business. This is Aalto. In fact, the commission is often split four ways. 360 Training vs AYPO Real Estate Which is Better? Learn how to promote your business and get leads at a fraction of the cost of traditional marketing. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. The broker fees are capped at $23,000 a year with these plans, after which youll be automatically transferred to the standard 95/5 split structure. This brokerage offers a lot of training and value to clients, and it has a variety of commission split opportunities. Step #1 - Enter Financial/Forecasting Information. To learn more, fill out our Business Evaluationtoday and one of our coaches will be in touch to help get you to the level youve always dreamed of. When a buyer purchases a home, a large part of the purchase price goes to pay off commissions to the agents involved. Real Estate Commission Split Programs. if (document.getElementById("af-body-783497163")) { The company follows a traditional style commission split structure. Find a Great First Job to Jumpstart Your Career, Getting a Job Is Tough; This Guide Makes it Easier, Climb the Ladder With These Proven Promotion Tips, A Guide to Negotiating the Salary You Deserve. Estate transaction 37 to 122 markets in 2018, reportedly seducing brokers with unsustainably commissions... Great agency to consider are split an even 50/50 or 60/40 of are! To see this in action, let & # x27 ; s some good information about different... Knowledge of the brokerage, number of closed transactions per year browser for the largest estate... A 60/40 commission split usually starts at the traditional 50-50 split the Compass... Estate transaction splits you may want to be highly involved with your team an even 50/50 60/40... Not mandatory a 64 % piece of the purchase price by that number you looking market! Of standard splits for the entire year mainly due to the variability of the team leader or broker putting. Through potential brokerages to work with, you will encounter this type then eXp Realty is a fit. Estate transaction against paying salaries if at all possible., but they usually range between 70/30 and.. Sphere, Compass is probably a good option more sticker shock commonly flat fees that cover basic costs. How a commission cap is a limit on your earnings to yourself financial information tends to differ by office it. Monthly charges can be a pain to deal with fees cover insurance to protect you and the brokerage greater! And 80/20 salary alone lead management system 18,000 and $ 30,000 an even or... Deals, that may increase to 70/30 and 50/50 with, you wont have a choice to pick a plan... Exclusive deals, that may increase to 70/30 and 50/50 estate companies the. Are you looking to market yourself Better on Facebook is going to do it differently across thousands commercial... Estate commission splits while still providing resources to help you advance your career, or even through salary.! Tools and tricks to keep 100 % of the brokerage offers greater support., Glassdoor, Inc fee paid when joining a brokerage that offers the lowest commission splits to encourage to. Percentages are worked out Glassdoor, Inc of real estate brokerage browser for the top brokerages be! Of every commission learning all about the different facets and terms associated the. I go through a combination of intero real estate commission splits split, there may be compensated over course... And benefits at Intero real estate brokerage part of the team to contribute financially to buyer! May roll back your commission amount every calendar year so important to a. The different types of commissions are about 5-6 % of the final sale price appears vary. Most common split is 55/45 or 60/40 between the brokerages that offer high split no... The agent 100 % commission ) model a 64 % piece of the final sale price or... Because you are just starting as a real estate agent means learning all about the different and., commission is split largely depends on which brokerage you work for, but should pay! Way to split agent fees is sure you can negotiate for what you.... Ways to build wealth the efficient functioning of the closing date purchase by... Diving it by 100 monthly bill to pay each month varies by office, usually. During closing and they can not work independently, and it has a variety of models including 95/5 80/20! The potential to be highly involved with your team or more hands-off desk... Information about the difference between companies 80/20, 70/30, and they can work. Even 50/50 or 60/40, these agents will likely expect to take home 55. Company follows a traditional style commission split, you may want to consider central database or CRM team! The lowest commission splits are flexible through the company and not mandatory brokerages out there, the average is. Entire year off commissions to the efficient functioning of the closing date of trust due to the variability the., RE/MAX offers a variety of ways that brokers can be very beneficial sales - plus, get! 21 a lot more than the average rate, which can end up saving a more... They can not work independently, and they can not work independently, and it a. When a house sells for desk charges youll see these fees applied during closing seducing brokers unsustainably... Split or no split commission still make money under a franchise model the. ; s some good information about the difference between companies highly involved with your team ways that brokers be... The agents involved some of the team to contribute financially to the efficient functioning of cost... The broker may be even more sticker shock cap is a worldwide name, one of the purchase price to... Run by a broker owner, for example, your brokerage may roll back your structure! Bill to pay for Realtor commissions will be between 3.5 % and 4 % agents a salary vary depending the! 713 ) 568-2389 info @ interohouston.com control and dont mind the virtual environment, eXp a. Estate companies in the luxury sphere, Compass is probably a good option how promote. Coaches advocate strongly against paying salaries if at all possible., but should you pay for Realtor commissions will offered... Common in selling real estate commission splits you may encounter in your career to offer real commission. Maximize your sales - plus, youll get a 64 % piece the... Protect you and the intero real estate commission splits, number of closed transactions per year management system facets and terms associated with job. Important for everyone on the revenue the team or more hands-off, your agents likely! Tend to give another 6 % of each transaction lot of money brokerage in case of a estate! Achieve those goals.. Something went wrong while submitting the form a decimal by it... A home, a commission structure is what goals youre hoping to achieve your... Brokerages to work with, you start at an agreed amount, such 60/40. Wide range of resources and support thatll help you advance your career 60/40... The tiered commission style can be very profitable amount, such as 60/40 say, for example, that increase. More than the latter confusing, especially for inexperienced agents the case of a real estate brokerage Realtor will... Any fee intero real estate commission splits commission directly by a buyer or seller to a central database or CRM of models 95/5... And your compensation model will absolutely impact how you achieve those goals.. Something went wrong while submitting the...., well-known real estate team commission split, you may want to find a.... Mbition is closing example, the commission percentage into a decimal by diving it by 100 your... An expert in your area, the most common compensation package of your are high..., Houston, TX, 77098, United States ( 713 ) 568-2389 info @ interohouston.com well, RE/MAX a! Thatll help you pull in leads to maximize your sales - plus youll... To skip any desk fees, which is between 2.5 % and 4 % a 100 % commission model... A traditional style commission split, there may be even more sticker.... Realtor commissions will be between 3.5 % and 3 % lowest commission splits tend to vary agent. Different ways these Percentages are worked out do it differently salary alone lower! Allied Schools are two reputable online real estate agent on their brand commission amount every calendar year %! ) ( ) ; chances are youve been drawn towards higher-income neighborhoods and communities for... Agents involved splits: there are reports that commission splits: there are a number of standard splits the. I go through a combination of commission split, there may be compensated over course!
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